Appraisal services for Lake Elsinore and Riverside County homeowners![]() Check out the top reasons CA homeowners need PEGASUS APPRAISALS:
Do you own a home in or near Lake Elsinore? Do you need help deciding the value of your real estate?
At PEGASUS APPRAISALS, we understand the unique needs of a customer after appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them. For Sale By Owner/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at PEGASUS APPRAISALS will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to a seasoned appraiser's value conclusion than yours. Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) canceled from your mortgage loan is an attractive way to save money for homeowners. Once your mortgage loan amount is less than 80% of the value of your home, in most cases you can apply to a lender to have the PMI canceled from your loan, which will make your monthly payments go down. PEGASUS APPRAISALS is qualified in helping homeowners just like you delete unneeded PMI insurance. Challenge property tax assessmentsLets say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your home overvalued. That only means you are paying more taxes than you should. The quicker you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal report from PEGASUS APPRAISALS is your #1 weapon. Recently got a freeze your HELOC?Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. PEGASUS APPRAISALS can provide you with a professional appraisal that will help you reinstate your HELOC. Field and Desktop Appraisal Review ServicesWould you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for accuracy? We can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had in the past. While usually requested by banks, you may desire to employ this service if you suspect mortgage fraud related to your home. |